Have you heard of the howling dog story?
It's about a dog who kept howling day after day, night after night.
The neighbor wondered, why does that dog ALWAYS howl?
Because he's sitting on a nail, the owner replied.
But why doesn't he get off the nail?
It's not painful enough.
I know... It's a crazy example but that dog is you financially.
You're in pain, but not enough to take action.
Look, you've already read this far.
You certainly have an interest in Livio.
So take that mini leap of faith now, and change your life...